Terms & Conditions

McWilliams & Associates Inc. is solely focused on providing small businesses and those that support them with the high quality, ethical tools and information they need to improve and grow their businesses. None of the information or tools provided on the McWilliams & Associates Inc. web site is intended for unethical or illegal marketing practices, including but not limited to:

McWilliams & Associates Inc. does not participate in spamming and maintains a zero tolerance spam policy. Those who enter into business relationships with McWilliams & Associates Inc. (including, but not limited to, affiliates, strategic alliance and joint venture partners) and choose to promote the McWilliams & Associates Inc., McWilliams & Associates Inc. products or services, or McWilliams & Associates Inc. affiliated products or services using spam will have their relationship with McWilliams & Associates Inc. immediately terminated.

Tools and resources provided by the McWilliams & Associates Inc. are neither intended nor permitted to be used for the harvesting of e-mail addresses. Those who have found ways to abuse any of these tools and resources and use them for mass harvesting or spamming will have their relationship with the McWilliams & Associates Inc. immediately terminated.

In order to protect our opt-in e-mail list, we have implemented a system by which we will record the IP addresses of all subscriptions, sales, and affiliates. If an e-mail address is subscribed to our system without the owner's permission, the host of the IP will be contacted and pursued to terminate the user.

McWilliams & Associates Inc. will pursue and prosecute to the fullest extent of the law any individual(s) who attempt to use our systems, software, or services for the purpose of fraudulent transactions.

McWilliams & Associates Inc. maintains ethical practices and will not tolerate any misuse of our tools and resources by any third party. If misuse occurs, we will do everything in our power to immediately terminate the relationship and prevent any further misuse.

McWilliams & Associates Inc. respects the request of any individual asking to have his/her e-mail address opted-out of our database. As well, every newsletter and e-mail sent by McWilliams & Associates Inc. provides an automated unsubscribe option at the bottom of each e-mail. All other unsubscribe requests can easily be processed by sending an e-mail, including the e-mail address you wish to remove, to unsubscribe@4luvofbiz.com.

Permission to use Documents (such as white papers, press releases, datasheets and FAQs) from this server ("Server") is granted, provided that (1) the below copyright notice appears in all copies and that both the copyright notice and this permission notice appear, (2) use of such Documents from this Server is for informational and non-commercial or personal use only and will not be copied or posted on any network computer or broadcast in any media, and (3) no modifications of any Documents are made. Educational institutions (specifically K-12, state community colleges and universities) may download and reproduce the Documents for distribution in the classroom. Distribution outside the classroom requires express written permission. Use for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

Documents specified above do not include the design or layout of the 4luvofbiz.com website or any other McWilliams & Associates Inc. owned, operated, licensed or controlled site. Elements of McWilliams & Associates Inc. websites are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any McWilliams & Associates Inc. website may be copied or retransmitted unless expressly permitted by McWilliams & Associates Inc..

McWilliams & Associates Inc. and/or its respective suppliers make no representations about the suitability of the information contained in the documents and related graphics published on this server for any purpose. All such documents and related graphics are provided "as is" without warranty of any kind. McWilliams & Associates Inc. and/or its respective suppliers hereby disclaim all warranties and conditions with regard to this information, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement.

The documents and related graphics published on this server could include technical inaccuracies or typographical errors. Changes are periodically added to the information herein. McWilliams & Associates Inc. and/or its respective suppliers may make improvements and/or changes in the product(s) and/or the program(s) described herein at any time.

Any software that is made available to download from this server ("Software") is the copyrighted work of McWilliams & Associates Inc. and/or its suppliers. Use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement").

The Software is made available for downloading solely for use by end users according to the License Agreement. Any reproduction or redistribution of the Software not in accordance with the License Agreement is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

Without limiting the foregoing, copying or reproduction of the software to any other server or location for further reproduction or redistribution is expressly prohibited, unless such reproduction or redistribution is expressly permitted by the license agreement accompanying such software.

The software is warranted, if at all, only according to the terms of the license agreement. Except as warranted in the license agreement, McWilliams & Associates Inc., Inc. Hereby disclaims all warranties and conditions with regard to the software, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement.

For your convenience, McWilliams & Associates Inc. may make available on this service, tools and utilities for use and/or download. McWilliams & Associates Inc. does not make any assurances with regard to the accuracy of the results or output that derives from such use of any such tools and utilities. Please respect the intellectual property rights of others when using the tools and utilities made available on this service or in McWilliams & Associates Inc. software products.

In no event shall McWilliams & Associates Inc. and/or its respective suppliers be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, whether in an action of contract, negligence or other action, arising out of or in connection with the use or performance of software, documents, provision of or failure to provide services, or information available from this server.

The links will let you leave McWilliams & Associates Inc.'s site to view other sites. The linked sites are not under the control of McWilliams & Associates Inc. and McWilliams & Associates Inc. is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. McWilliams & Associates Inc. is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by McWilliams & Associates Inc. of the site.

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to McWilliams & Associates Inc., 1480 Moraga Road, Suite I, PMB 385, Moraga, CA 94556-2005

Any feedback you provide at this site shall be deemed to be non-confidential. McWilliams & Associates Inc. is free to use such information on an unrestricted basis.

Copyright © 1992 - 2007 McWilliams & Associates Inc., 1480 Moraga Road, Suite I, PMB 385, Moraga, CA 94556-2005, U.S.A. All rights reserved.

Intuit, the Intuit logo, Quicken, QuickBooks, QuickBooks Pro, TurboTax, Lacerte, ProSeries and QuickBase, among others, are registered trademarks and/or registered service marks of Intuit Inc., or one of its subsidiaries, in the United States and other countries. Quicken.com, QuickBooks.com, Quicken Loans, IntuitAdvisor and WorkSpace Pro, among others, are trademarks and/or service marks of Intuit Inc., or one of its subsidiaries, in the United States and other countries.

NetLedger is a trademark of NetLedger, Inc. Microsoft, Windows, Windows NT, PowerPoint, BackOffice, Outlook, FrontPage, Hotmail, WebTV, bCentral, Clearlead, MoneyCentral, Windows Media and/or other Microsoft products referenced herein are either trademarks or registered trademarks of Microsoft.

Other brands or product names are trademarks or service marks of their respective owners, should be treated as such, and may be registered in various jurisdictions.

The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.